新西兰体育学论文代写：平台的角色
新西兰体育学论文代写：平台的角色
在简单的模型中，平台作为管道的角色可能会阻止它们被视为执行SFO附表5第1部分规定的大多数“受监管活动”。但是，第10类“提供信用评级服务”可能是一个例外，因为它们通常对借款人提交的贷款申请提供评估服务，以吸引潜在的贡献者。在复杂的模型中,如果平台直接向借款人提供贷款,他们将受到借贷款项政权支撑放债人条例》(“枣疯病”),考虑到这样的程度和频率必须满足的意义进行(借贷款项)业务的枣疯病的第2部分。因此，他们应该在从事这项业务之前申请执照。
新西兰体育学论文代写：平台的角色
相比之下，这些交易可能不被视为《银行条例》(“BO”)下的银行业务，因此平台无须向香港金融管理局(“MAHK”)申请银行牌照。另一方面,原来的贷款协议下的利益的转移,这是筹款和局外人的平台之间的贡献者可能涉及发行信贷相关笔记,因为投资回报率的贡献者在这个复杂的事务中出现的性能最终取决于底层的贷款。如果它是真的,它将会在“证券”的范围内根据附表1的第1部分SFO这可能让这样的服务构成的一个或多个“管理活动”计划5 SFO的第1部分,1型“证券交易”和4型“证券咨询”。
新西兰体育学论文代写：平台的角色
In the simple model, the role of platforms as conduit might prevent them from being treated as conducting most of the ‘regulated activities’ under Part 1 of Schedule 5 of SFO. However, Type 10 ‘providing credit rating services’ might be an exception because they usually provide evaluation service regarding the loan applications submitted by borrowers to attract potential contributors. In the complex model, if the platforms directly provide borrowers with loans, they will be regulated by the money lending regime underpinned by Money Lenders Ordinance (‘MLO’), considering that the degree and the frequency of this kind must satisfy the meaning of ‘carrying on that [money lending] business’ under section 2 of MLO. Thus, they should apply for a license before engaging in this business.
新西兰体育学论文代写：平台的角色
Comparatively, these transactions might not be regarded as banking business under Banking Ordinance (‘BO’) with the result that the platforms do not need to apply for banking license from Monetary Authority of Hong Kong (‘MAHK’). On the other hand, transfer of the interest under the original loan agreement, which is between fundraisers and an outsider from the platforms to the contributors might involve issuance of credit linked notes, because the return on investment of the contributors in this complex transaction appears ultimately contingent on the performance of the underlying loan. If it is true, it will fall within the scope of ‘securities’ under Part 1 of Schedule 1 of SFO which probably makes such service constitute one or more of ‘regulated activities’ under Part 1 of Schedule 5 of SFO, Type 1 ‘dealing in securities’ and Type 4 ‘advising on securities’ in particular.
