論文代寫 推薦:澳大利亞的金融和保險業取得成功

論文代寫 推薦:澳大利亞的金融和保險業取得成功
隨著大量保險公司的成功,澳大利亞的金融和保險業取得了巨大的成功。推動這一成功的關鍵因素包括保費價值的增加、天氣事件較為平靜的時期以及對費用紀律的關注。許多保險公司已宣布了一項戰略重點,即根據風險的定價和選擇承保紀律。關鍵的焦點是企業獲得更高的利潤和更低的索賠頻率。該行業的資本覆蓋率一直比以往任何時候都高,是APRA最低要求的1.9倍,而2013年的最低要求是1.82倍。減少費用和改善客戶的經驗一直是重點領域,因為保險公司的重點是改革技術,以精簡政策和索賠管理制度。在全職工作方面,男性平均每週收入1587.40美元,女性在金融和保險行業的平均收入低於298.10美元。婦女和男子之間的工資差距略有增加,因為政府已宣布計劃降低與金融和保險業務有關的報告要求。根據澳大利亞統計局2015年11月的數據,與2013年11月相比,工資差距大幅上升1.4%,達到18.8%。
總的來說,自1997年以來,這個行業的工資增長緩慢。僅自過去12個月以來,工資就上漲了2.5%。在金融和保險行業,性別薪酬差距如此之高的記錄是整個國家關注的主要問題。這幅圖描繪了公司董事會中男性和女性之間顯著的普遍收入差異。在進行這項研究時,參考了一些研究論文和同行評議的文章。從這項研究中可以明顯看出,金融和保險業的性別工資差距在澳大利亞的議程上佔有重要地位,因此,官方來源通過使用調查和本組織的直接數據等幾種不同的評價工具收集了這些數據。總的來說,經濟數據是通過對收入和工作時間進行年度調查來發布的,調查收集了有關工作時間和工作時間的構成、分佈和水平的信息。結果按性別劃分,按地理、職業和工業、按年齡組別、私營部門和公營部門劃分若干次。

論文代寫 推薦:澳大利亞的金融和保險業取得成功

The financial and insurance industry of Australia has been enjoying huge success as a large population of insurers are being driven towards success. The key factors driving this success include increased value of premiums, a quieter period of weather event and focusing upon the discipline of expense. A strategic focus has been announced by a number of insurers to underwrite discipline in accordance with the pricing and selection of risk. The key focus was on business earning higher margin and having lower frequencies of claim. The capital coverage of the industry has been holding the position stronger than ever, being 1.9 times more than the minimum requirement for APRA in comparison with 1.82 times as of the year 2013. Reduction of expense and the improvement of experience for the customers have been the key areas of focus continuously, as the key focus of insurers is on transformations of technology for streamlining policy and claiming systems of management.In terms of full- time employment, on an average, men earn 1,587.40 dollars on weekly basis, and women earn less than 298.10 dollars on an average in the industry of finance and insurance. There has been a slight increase in the wage gap between women and men, as announcements have been made by the government regarding plans for watering down the requirements of reporting related to the business of finance and insurance. As per the data presented by Australian Bureau of Statistics for November, 2015, there has been a major rise in the wage gap by 1.4 per cent in comparison with the data of November, 2013, reaching 18.8 per cent.
Overall, there has been a significant slow growth of wages in the industry since the year 1997. There has been a rise in the wages by 2.5 per cent only since the past 12 month. Such high records in the financial and insurance industry for gender pay gap are of major concern for the entire nation. This depicts the prominent general variations in earnings between men and women throughout the board of companies. A number of research papers and peer- reviewed articles had been referred to in conducting the research. It is evident from this research that gender wage gap in the financial and insurance industry is significantly high over the agenda of Australia, and hence, official sources have collected this data by the use of several different tools of evaluation such as surveys and direct data from the organization. On the whole, the economic data is released by conducting an Annual Survey of Earnings and Hours with information collected over the make- up, distribution and levels of hours paid and earnings made. There is production of result by gender and several breakdowns in terms of geography, occupation and industry, along with age groups and private and public sectors.